Community Reinvestment Act

SECTION 345.43(a) of FDIC regulations

1. Information available to the public. A bank shall maintain a public file that includes the following information:

1. A copy of the public section of the bank’s most recent CRA Performance Evaluation prepared by the FDIC. The bank shall place this copy in the public file within 30 business days after its receipt from the FDIC;
2. A list of the bank’s branches, their street addresses, and geographies;
3. A list of branches opened or closed by the bank during the current year and each of the prior two calendar years, their street addresses and geographies;
4. A list of services (including hours of operation, available loan and deposit products, and transaction fees) generally offered at the bank’s branches and descriptions of material differences in the availability or cost of services at particular branches, if any. At its option, a bank may include information regarding the availability of alternative systems for delivering retail banking services (e.g., RSFs, RSFs not owned or operated by or exclusively for the bank, banking by telephone or computer, loan production offices, and bank-at-work or bank-by-mail programs);
5. A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area, either on the map or in a separate list;
6. Any other information the bank chooses.