CDs & IRAs

Certificates of Deposits

Certificates of Deposits (CDs) are an excellent way to invest for your future. You can use a CD for education, a down payment on a home, or for your retirement. There are a variety of competitive rates and terms available for your investment needs. Commercial Bank offers  6, 12,  24, 30, 36, 48, and 60 month CDs. There are minimum opening balance requirements.

Stop in or call with any questions you have about CDs. We’ll be happy to discuss the interest rates, terms and balance requirements with you. For rates, contact us at (402) 225-3381.

Individual Retirement Account

For the customer wanting to save for his or her retirement, Commercial Bank offers an Individual Retirement Account (IRA).

The IRA pays a variable investment rate on a daily balance and interest is paid annually. We offer the Traditional IRA and ROTH IRA. Another option is a Fixed Rate CD. The IRA is subject to retirement account qualifications.

Stop in or call to discuss your IRA options. We’ll be happy to explain the differences between Traditional and ROTH IRAs, the Fixed Rate IRA CD, and the qualifications for each.

There is a penalty for early withdrawal of CDs.